Financing a project with a GreenSky loan may allow you to take advantage of a range of options, such as no interest when paid in full within the promotional period and no payments are due for 12 months, or it may allow you to spread out the expense with flexible monthly payments.

GreenSky loans are unsecured loans with fixed APRs. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

During the purchase window, use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.

After your contractor requests a payment, you will receive a text message or email to approve the transaction.

Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions.

There are a range of plans and some may offer promotional periods in which you are required to make only a minimum monthly payment or even no payment. Other plan types will have different requirements. Your contractor can work with you to provide the details needed to find the plan that’s best for you.

It begins at the time of your first transaction.